Products & Coverage

Coverage that starts in the field and covers your whole life.

Crop insurance is our specialty — but as an independent agency, we can protect everything from your combine to your commute. Here's what we offer.

Crop & MPCI

Federal multi-peril protection for yield and revenue.

Crop-Hail & Private

Supplemental products that fill federal gaps.

Farm & Ranch

Buildings, equipment, livestock, and liability.

Auto, Home & Commercial

Everyday protection for family and business.
Our specialty

Crop Insurance & Federal MPCI

Multi-Peril Crop Insurance (MPCI) is the federally backed foundation of a sound risk-management plan. It protects your operation against yield and revenue losses caused by the things you can't control — drought, excess moisture, hail, wind, freeze, disease, and price swings.

Written through NAU Country — a QBE company and one of the country's original MPCI providers — we can place the full federal crop lineup and help you structure it around your operation. Coverage and options we write include:

  • Yield Protection (YP) and Revenue Protection (RP)
  • Whole-Farm Revenue Protection and Margin Protection
  • Enhancement endorsements — SCO and ECO — to build on your base policy
  • Prevented planting and replant protection — key coverage for wet North Dakota springs
  • Yield-building options like Trend-Adjusted APH (TA-APH) and Yield Exclusion (YE)
  • Enterprise and optional unit structuring, with coverage-level analysis, to fit your premium and protection goals
  • Guidance on program deadlines, acreage reporting, and claims
A crop field Illustration of a crop field
Fill the gaps

Crop-Hail & Private Products

A hailstorm can wipe out acres in minutes — and your federal MPCI deductible may leave real dollars on the table. Through NAU Country, a leader in crop-hail coverage, we layer named-peril protection on top of your federal policy to guard against those acre-by-acre losses.

  • NAU Country crop-hail coverage with dollar-one protection options
  • Named-peril endorsements — wind, green-snap, and more where available
  • Companion and supplemental policies to reduce your deductible exposure
  • Hail-probability weather alerts that help you add coverage before a storm hits
  • Flexible coverage you can adjust as the season and risk change

Because we're independent, we help you weigh the right crop-hail structure for your acres and your budget — then get you covered fast when weather is moving in.

Our crop insurance partner

Backed by NAU Country

NAU Country — A QBE Insurance Company NAU Country

Most of our crop and hail business is written through NAU Country Insurance Company — a QBE company and one of the original names in Multi-Peril Crop Insurance, serving American farmers since 1981.

Their full federal MPCI lineup, deep crop-hail expertise, and the financial strength of QBE's global operations mean your coverage sits on a stable foundation — delivered locally, face to face, by your UCB agent.

NAU Country — "Insuring your crops. Ensuring your success."

Visit NAU Country Farmer Portal Login →

Fast, accurate quotes

NAU Country's EASYwriter Pro® platform lets us quote and service your policy quickly, so your coverage is right and in place before deadlines.

Hail & weather alerts

Real-time hail-probability alerts help you and your agent act — and add coverage — before a storm reaches your fields.

Manage online

View policies and documents, track field conditions, and pay bills online anytime through NAU Country's Farmer Portal. Log in →

Precision mapping

Digital mapping tools streamline acreage reporting and claims, cutting paperwork and keeping your records accurate.

Protect the operation

Farm & Ranch

Your farm is a home and a business at the same time. Farm & ranch coverage brings your dwelling, outbuildings, machinery, livestock, and liability together into protection built for how you actually work.

  • Farm dwellings, barns, shops, bins, and outbuildings
  • Machinery, equipment, and scheduled farm personal property
  • Livestock and stored grain coverage options
  • Farm liability, including products and premises exposure
  • Optional coverage for hired labor and custom-farming operations
Farm buildings and equipment Illustration of a farmstead
Everything else

Auto, Home & Commercial

One agency for the coverage your family and business rely on every day.

Personal Auto

Cars, trucks, and recreational vehicles — with liability, collision, and comprehensive options that fit rural driving.

Homeowners

Protection for your house, belongings, and personal liability — whether you're in town or out on the farmstead.

Commercial & Business

Coverage for main-street businesses and ag-related enterprises — property, liability, and commercial auto.

A pickup truck on a rural road Illustration of a pickup truck
On the roadAuto & personal vehicles
A UTV side-by-side in a field Illustration of a UTV side-by-side
Off the roadUTV, ATV & recreational
A main street business Illustration of a main street business
Main streetCommercial & business

Also ask us about umbrella and recreational vehicle options.

Not sure what you need? Let's talk it through.

Tell us about your operation and we'll build a coverage plan that fits — from your first acre to your family's front door.

Request a Quote